Life insurance is one of the most effective ways to protect the people who depend on you financially and is the cornerstone of a solid financial plan. If you have a child, are married, or carrying debt of any kind, then purchasing life insurance is a way to secure your family’s financial future.
At UA, we will sit down and discuss your specific needs and goals for your life insurance plan to determine the best product for you. There are 3 main types of life insurance and each can be used to tailor a program to your specific needs:
- A term policy is simple, affordable coverage for a period of time—usually 10, 20, or 30 years. The coverage is appropriate for short-term coverage needs such as mortgage payoff.
- A whole life policy is lifetime coverage with access to cash value as a living benefit. The coverage is intended for life-long coverage needs and has guaranteed level premiums and lifetime coverage provided premiums are paid.
- A universal life policy provides a flexible, permanent protection. The coverage is intended to provide flexible premiums to meet insureds needs throughout their lifetime.To get started, please call a UA Life Specialist today!